Risks

Typical Personal Risks

• Injury or Illness affecting your income and ability to earn.
• Mortgage repayment protection.
• Sudden death and the implications for your family.
• Unexpected costs associated with major Illness, urgent surgery and / or visits to specialists.
•  Burglaries, car accidents and other traumatic events affecting your family home, personal contents and vehicles.

• Injury Illness or sudden death and the effects on your business.
• Protection of business assets from unforseen events such as burglaries fire, etc.
• Personal exposure to business losses and Public Liability issues.
• Accountabilities and responsibilities under legislation e.g. Fair Trading Act, Employment Contracts and Health & Safety.